You may want to login into your CRA account because you might have an unclaimed cheque. The Canada Revenue Agency (CRA) has approximately $1.4 billion in cheques that have gone uncashed over the years. As of May 2022, there were an estimated 8.9 million uncashed cheques with the CRA and they want to make sure this money ends up where it belongs. In taxpayers’ pockets!

Canada Revenue Agency’s My Account portal has a new link that tells taxpayers whether they have uncashed cheques.

Because  CRA cheques never expire or become stale-dated, that money is still for taxpayers to claim.

To see if you have an uncashed cheque login into your CRA Account. Once you’ve logged in, it’s located at the bottom of the “related services section” on the right side (see bottom image) on desktop computers. For smartphones, use your browser’s find function and type in “unclaimed cheques” or scroll down until you find it. There you’ll find any cheques that went unclaimed for six months or more, along with how much you are owed for each. If you think you still have the cheque find it and cash it in. If you have lost it, all you have to do is complete and submit an online form through My Account.

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Each year, the CRA issues millions of payments in the form of refunds and benefits. These payments are issued by either direct deposit or by cheque. Over time, payments can remain uncashed for various reasons, such as the taxpayer misplacing the cheque or even a change of address which did not allow for delivery.

The CRA will be notifying some recipients of the Canada child benefit and related Provincial/Territorial programs, GST/HST Credit and Alberta Energy Tax Refund (AETR) recipients of any uncashed cheques they may have by email notification. Approximately 25,000 e-notifications will be issued in August and another 25,000 in November 2022, followed by the next 25,000 in May 2023.